Home renovation can also be on the insurance quality problems have to find
When refurbishing a new house, there was always a fear that the refurbishment worker would carelessly install the house and cause unnecessary losses. In the near future, some home improvement companies in Nanjing have launched “Home Insurance†as a means to increase their competitiveness. Citizens who sign up for the decoration of the company can get a one-year insurance free of charge. Due to the decoration quality problems caused by the decoration company itself, insurance companies will pay a certain amount of compensation. When refurbishing a new house, there was always a fear that the refurbishment worker would carelessly install the house and cause unnecessary losses. In the near future, some home improvement companies in Nanjing have launched “Home Insurance†as a means to increase their competitiveness. Citizens who sign up for the decoration of the company can get a one-year insurance free of charge. Due to the decoration quality problems caused by the decoration company itself, insurance companies will pay a certain amount of compensation. “Home Insurance†is divided into two types of reporters. At the time of the survey, it was found that most of the consumers who carried out home decoration did not have a sense of insurance for home decoration. A consumer told reporters that originally is not assured of the decoration, if there is home insurance, at least do not have to worry about accidental loss of decoration, and get it. It is reported that home improvement insurance launched by home improvement companies is divided into two types. The first is a basic insurance plan with a value of 100,000 yuan a year. All home improvement customers who sign up with home improvement companies will be presented. The second is an Ankang insurance plan worth 100,000 yuan a year. Home decoration companies who buy all the decoration materials will receive a basic insurance plan and will also receive the plan. The basic plan will provide financial protection for damage caused by fire, floods, burst pipes, explosions, thunderstorms, storms, floods, etc., resulting in a fixed amount of up to RMB 100,000. The Ankang plan will provide financial protection for the loss of household goods caused by fire, theft, accidents, water insurance, explosions, and lightning. The amount of insurance is also RMB 100,000. Consumers can also purchase their own insurance The “Home Insurance†referred to above is a “gift†given by a merchant to a contracted customer. However, at present, there are few companies in the industry to decorate consumer insurance, and consumers themselves can purchase such insurance from insurance companies. According to relevant insurance industry sources, domestic insurance companies generally have comprehensive family property insurance. The scope of insurance covers home decoration, and consumers can make insurance according to their own needs. The annual fee is 8%. In Other words, 10,000 yuan for insurance, 8 yuan for payment, 10 million for insurance, only 80 yuan per year. However, the person also said that due to publicity reasons, many consumers did not understand this, and some consumers would have a sense of home insurance only after they had a problem. In fact, as early as 2005, the Nanjing Decoration Association and the People's Insurance Association of China jointly launched “Home Insuranceâ€, which was caused by the decoration companies themselves. The insurance company paid a certain amount of compensation. The family property comprehensive insurance mainly protects the finished decoration, while the “home insurance†enables the owner, home improvement company and insurance company to control the quality problems that may arise during the entire home improvement process. The insurance applicant is the home improvement enterprise, and the beneficiaries are the owner and the home improvement enterprise. . Once the home improvement project has caused the project quality problems due to the home improvement company, if the decoration company fails to perform the repair or rework or does not solve the problem after the rework, the owner will receive the compensation payment compensation; otherwise, if the decoration company passes the repair and rework If the problem is solved, the home improvement company will receive compensation for the compensation.
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